Martinsburg WV Winchester VA Homes and Real Estate

Recent Sales

Featured picture for the property WVJF2012396

$449,990

CHARLES TOWN, WV

beds

baths

Featured picture for the property WVBE2025122

$98,000

BUNKER HILL, WV

beds

baths

Featured picture for the property WVBE2026988

$680,000

MARTINSBURG, WV

beds

baths

Featured picture for the property WVBE2026590

$65,000

GERRARDSTOWN, WV

beds

baths

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What should I ask a potential mortgage lender?

Shopping for a mortgage can be stressful, so here is a list of questions to ask your lender to help guide you through the process. WHAT TYPE OF LOANS DO YOU OFFER? WHAT ARE THE QUALIFYING GUIDELINES FOR EACH LOAN? Don't be afraid to ask the lender to take the time to explain the pros and cons of each loan, and ask why they think a specific loan would work best in your situation. WHAT ARE THE INTEREST AND ANNUAL PERCENTAGE RATES (APR)?The interest rate is going to be based on the size of loan and on your current credit score. Interest grows over the life of your loan and can add up significantly. WHAT IS MY MONTHLY PAYMENT GOING TO BE?While trying to developing a budget after your…

Just sold my 2nd home through Kathy. It once again could not have been a more positive experience. I can always count on Kathy's expertise on what the market is doing as well as how to get top dollar for my home. Because of Kathy's recommendations on what steps to take getting my home ready to sell, we were able to get multiple offers on day one and sell way above asking …

-Kyle J., Client

Kathy was very familiar with the areas schools, restaurants and best ways to get to and from the homes we looked at. She was also. Very patient and helpful in finding our home.

-Cristian A., Client

I would highly recommend Kathy Shank to anyone looking for a knowledgeable, honest and personable realtor. She has handled 2 sales for us. First she assisted my wife's family in selling her mother’s home 10 years ago and most recently, our home. She was very patient and listened to what we wanted then guided us thru the process. She expertly marketed the properties and …

-Mike R., Client

Absolutely yes!!! Kathy goes above and beyond for you, and is amazing to work with. 5 star lady for sure!!! We will see her again hopefully in the next two years for another purchase.

-Debra J., Client

I can't say enough good things about Mrs. Shank. No matter the time (day or night) she responded to my every inquiry/question. She's very knowledgeable and patient. Wonderful personality. Made the whole process easy for me. Made me feel like I was her only client. Friendly, Professional. Goes above and beyond! I have recommended her to several other people who asked me …

-N/A, Client

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What should I ask a potential mortgage lender?

Kathy Shank